SplitSmart
Free · iPhone · Made in the Netherlands

Split costs,
not friendships.

For trips, homes and dinners with friends. Scan the bill, everyone taps what they had, and SplitSmart works out who pays whom, to the cent.

Join the beta See how it works
✓ No ads, ever✓ Data stored in the EU✓ Works with any currency
SplitSmart home screen showing you are owed €23.85 across your groups
A scanned restaurant bill with every item and the tip
Each friend taps the items they had
THE RESTAURANT BILL, SOLVED

Scan the bill.
Everyone taps what they had.

Point your camera at the receipt. SplitSmart reads every dish, price and the tip, mostly right on your iPhone. Tap what you had, tap a friend’s face to share a dish, and the tip is shared fairly. A guest at the table can join for that one bill. Anything left over? SplitSmart asks “Whose was this?” before the bill goes into the group.

Your share, incl. tip€33.38
Friend without the app?Scan the QR, tap, doneThe App Clip opens, no download

Everything a group actually needs

The everyday stuff stays simple. The handy extras are there when you need them and out of the way when you don't.

Any receipt

Restaurant bills, shop receipts and delivery screenshots from Uber Eats, Thuisbezorgd or any app. Or send one from anywhere with Share → SplitSmart.

Trips, any currency

Pay in rand, dollars or pounds. Each expense is converted once, with your card’s amount or the ECB rate of the day. Car rides split by the kilometre.

Homes and couples

One quiet line shows whose turn it is for the groceries. Pay with Apple Pay and SplitSmart offers to split it, right at the till (set up once in Shortcuts).

People

Everyone you split with in one place, and where you stand with each. Add a friend from Contacts: SplitSmart only sees the person you pick, and nothing is uploaded.

Insights, just for you

Your food profile, your tips per country and how a trip is going against your own budget. Worked out on your iPhone, never compared, never sold.

Receipts for bookkeepers

Send your share with the original receipt and the VAT per rate. Or export a period as PDFs with an overview spreadsheet.

SETTLE UP

Trip over?
All square in a few payments.

Close the trip and SplitSmart works out the fewest payments that settle everyone. Pay with a payment link, a QR code or by copying an IBAN, then tap Paid. Pay in rand, settle in euros, at your card's real rate. When the last payment is in: Clean Slate.

Whole group settled in3 payments
Card amount or ECB rateR 850 → €42.16
Trip closed: three payments settle the whole group
iPhone Home Screen with SplitSmart widgets for your balance and trip
CALM, NOT NAGGY

Staying tidy is rewarded. Spending more never is.

A group Tidy score, badges for quick claims and fast settling that grow from Silver to Gold to Diamond, and fun facts about your group’s habits. Your badges show on your page for the people in your groups, and tiers never go down. No leaderboards, no guilt trips. Reminders come from Splitty, not from your friends.

Right there on your iPhone

  • ●Widgets for your balance, your trip and what's left to do
  • ●A Live Activity while a bill is being claimed
  • ●Siri and Shortcuts: “Scan a bill in SplitSmart” or “What do I owe in SplitSmart?”
  • ●Scan or add an expense from the Action button, Control Center or the Lock Screen
  • ●A notification when a bill is ready to claim or someone pays you back
  • ●Dutch and English

Your data stays yours

Stored in the EU. No ads, no tracking, never sold. Insights are worked out on your iPhone. Delete your account in the app any time.

Suggestions, never surprises

Scans and Apple Pay suggestions only propose. You confirm every split and every payment.

Made for Dutch groups

In Dutch and English. Add your IBAN and a Tikkie or bunq.me link; friends only see them when it's time to pay.

Your next trip, sorted.

SplitSmart is in beta on iPhone. Ask a friend who uses it for an invite, or get on the list for the App Store launch.

ASK FOR A BETA INVITE Requires iOS 26 or later